In the world of financial advice, we spend most of our time talking about investments, taxes, insurance, etc. These are good things and there is a lot of value in fine-tuning these variables, but sometimes I think we miss the pillar that all of this is built on: saving money.
If you have shopped online recently, you have probably noticed an option at checkout to spread your purchase over smaller future payments, sometimes without paying any interest. This is known as “buy now, pay later” (BNPL) and it has been all over the news the last few weeks. There have
“Invest in yourself” has become a rallying cry for millennials and gen z. Search the phrase and you’ll find articles telling you to travel more, set goals, build relationships, meditate, and get outside. We have taken the idea and applied it to virtually anything that may make us happier. While