What do you do with extra cash flow after you have a basic level of financial security in place? You have an emergency fund, no high-interest debt, and you’re on track to retire at a normal age. A common desire is to live mortgage-free, so you might consider making extra
It’s open enrollment season, which means it’s a good time to talk about the Health Savings Account (HSA). HSAs are the most overlooked and underutilized investment vehicle there is. What is an HSA? An HSA is a tax-deferred savings vehicle for health expenses. It is triple-tax advantaged, which means: Your
In the world of financial advice, we spend most of our time talking about investments, taxes, insurance, etc. These are good things and there is a lot of value in fine-tuning these variables, but sometimes I think we miss the pillar that all of this is built on: saving money.
If you have shopped online recently, you have probably noticed an option at checkout to spread your purchase over smaller future payments, sometimes without paying any interest. This is known as “buy now, pay later” (BNPL) and it has been all over the news the last few weeks. There have
“Invest in yourself” has become a rallying cry for millennials and gen z. Search the phrase and you’ll find articles telling you to travel more, set goals, build relationships, meditate, and get outside. We have taken the idea and applied it to virtually anything that may make us happier. While